See a mortgage broker/lender for a preapproval.

There are many options for financing the purchase of a home and your REALTOR® can refer you to a financial professional to obtain a preapproval based on your income and credit score.

Once you’ve met with your mortgage professional, your REALTOR® will discuss other financial aspects of home ownership such as:

• What are the real costs of homeownership?
• Upfront costs – deposit, down payment, the closing costs, applicable taxes.
• Ongoing costs – mortgage payments, property taxes, insurance, utility bills, condo fees (if applicable), routine repairs/maintenance.
• Major repairs – roof, heating/cooling, foundation repair.

At Red and White Realty™, we bring experience and knowledge to get you through this exciting process.

Training And Experience
All of our agents are experienced and committed to making every transaction a success. Red and White Realty™ sales agents have received extensive training. We pride ourselves on having found the perfect home for all types of buyers, from first timers to retirees. It’s work that we have been performing with passion, dedication, integrity and commitment for many years. Our clients’ trust and the long lasting relationship resulting from it, is our biggest reward and encourages us to keep on improving.

Passion For Service
At Red and White Realty™ we are passionate about our profession. We take our work very seriously, but our job does not only consist of matching you with the right property. As always, we go the extra mile for our clients to bring them an unequalled quality of service.

Our ultimate goal at Red and White Realty is to get to know you, our client, so that we are better able to get you into a home that fits for you, your family, your needs and your lifestyle.

Our promise is to provide you with excellent service rooted in knowledge, professionalism and integrity. We pride ourselves on not just working with you to sell you a home, but on building lifelong relationships so that you are comfortable sending your friends and family to us; because you know we are passionate about this. You know we are knowledgeable. You know we have made our reputation with hard work and integrity. We have EARNED your business and your trust and you are confident that we will work just as hard for your loved ones.

Viewing houses/properties can be overwhelming. Make a list of your  “must-haves’’ versus “would be nice to have” and  “deal breakers”. This will help you and your agent zero in on the homes that are right for you.

Considerations may include:

• Location
• Size
• Special Features
• Lifestyle
• Forms of homeownership:  Freehold, condo, lease or co-op.
• Type of home: New, previously owned, build your own.

Now that you’ve found your dream home, it is time to make an offer. One of our experienced agents will help you throughout this process.

• Your agent will guide you through how to make your best offer.
• Price, terms and conditions
• Perform due diligence (property inspection, etc.)

You are one step away from owning your dream property! To ensure that you don’t put the sale at risk, you should be mindful of a few pre-closing responsibilities.

These may include:

• Keep track of your finances and credit.
• Stay in touch with your lender throughout this process.
• Communicate with your agent when necessary; our agents are there to help you!

Congratulations on your new home!

This is a very exciting time as you begin a new chapter of your life! Now that you are officially a homeowner, you should not stop planning for the future; Perform routine maintenance on all aspects of your house to possibly prevent fixing larger problems down the road.  Watch for signs of water, leaks and damage.

Don’t hesitate to call on us after you move in if you find you need a contractor, repair person or even an accountant. Our REALTORS® have a vast network of other professionals they’d be happy to put you in touch with.